Emergency Fund: Your New Insurance

As we go forward with our financial journey with Dave Ramsey's Baby Steps, I have realized a trend. Baby Step 2, getting out of debt, is widely discussed but the other steps are severely lacking in content. There is little on the web about the other steps compared to numero dos. However, in order to... Continue Reading →

Super Cute Yet Practical Gift Wrapping Idea

Wrapping paper is such a waste of money. I'm just being honest. I hate buying the stuff. First you have to pick the wrapping paper out (don't forget the tape!), then you have to take precious time to wrap the gift (a skill I have never mastered), just to have it torn to shreds in... Continue Reading →

How Much I Make with Instacart

I have been working for Instacart now for about 7 months. It is one of my favorite side hustles. However, as a stay at home mama, I don't have a big window of opportunity to work a whole lot. My hubby doesn't get home until 5:30-6:15ish every night so that doesn't leave me much time... Continue Reading →

We Are Debt Free!!!

My hubby and I have always been cost conscious. We bought our home way under the amount we were approved for. We purchased most of our cars with cash. And when we did finance our van, we bought it for $16,000 with $4,000 down payment and a 2% interest rate, knowing we were going to... Continue Reading →

Budget Clip Cards… FREE!

I love the envelope system...I hate envelopes. Have you ever stood in front of a cashier trying to shuffle cash from various categories? It is a pain. And don't get me started on trying to store those big bulky things in your wallet. Have you looked at the price of envelope system wallets? Crazy! With... Continue Reading →

Homeschooling with Little Ones

"What am I supposed to do with all these crazy kids while I am trying to homeschool?!" This is the question has caused me more hours searching the internet than I care to admit. How am I supposed to juggle all the different age groups? How can I keep my two very energetic bouncy preschool... Continue Reading →

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